Health care is out of reach for many people these days. When it comes to healthcare, Americans are probably the least insured in the world. The plans that are offered as a part of their job package are expensive so most people opt out of these. They rely on low cost clinics and emergency rooms if the condition is serious.

However, there are no discount dental plans available at the emergency room or most clinics. These types of clinics are often few and far between. Therefore, most people put their dental problems at the bottom of the list.

An alternative to the gloomy forecast of putting healthcare on the back burner is Ameriplan(R). They have been serving the public's needs since 1992 and have over one million members.

Discount Health - The Types

They offer discount health programs that are affordable. When it comes to your health you should not take chances. This is what Ameriplan(R) believes as well. They have two plans for medical care. A basic health program and a total health program.

Their basic health plan gives you access to many thousands of physicians from which to choose. This includes mental health care as well. They also give you access to a Nurse Line program to answer you health questions. If you need immediate care for a problem but are unsure of what to do or where to go, the Nurse Line program can help.

The total plan from Ameriplan(R) has all the same services of the basic plan however, they also include the Dental Plus program which not only has dental but vision, prescription, and chiropractic services as well. Discount dental plans are extremely important. The cost of going to the dentist is escalating and many people just cannot afford to go.

Discount Dental

Did you know in 2004, more than half of the children who had no health insurance had not been to a dentist in a year? More than one in five needed to go but could not because their families could not afford either the insurance or the cost of the visit. Since that time the price of everything has gone up, including dental insurance.

Ameriplan(R) Dental Plus has a solution to this problem. If you join today, you do not have to wait. You can make an appointment with a dentist without delay. By being a member of the Ameriplan(R) dental plans, you can receive discounts of up to 80% off your dental needs. The services they cover are not the basic low cost services either.

They cover braces for children and adults. The availability of specialists ranging from Periodontists to Oral surgeons to take care of your dental problems are covered. Even problems that you may have had for a period of time are covered unless the treatment for these problems has already been started by another dentist.

The Ameriplan(R) dental plan has many healthcare providers that are a part of their network To get an idea just how many options you will have for their medical providers look at the following information:

* Dental Providers - 30,000+
* Chiropractic Providers - 7,500+
* Pharmacies - 50,000+
* Optical Providers - 12,000+

These numbers are growing daily so the above mentioned numbers are subject to change at any time. The need for optical care is another problem that many people face when the insurance they have is just not enough or they cannot afford the insurance at all.

Discount Optical

When you join Ameriplan(R) discount health programs, the options are many. You will have access to national names such as Pearle Vision, Lens Crafters, and Sears. Percentages of savings vary from 10% to 60% depending on the service that you require. You can even save from 10% to 55% on lasik surgery.

The plus side of belonging to this health plan is the benefit of having all your medical needs under one plan. In addition to the medical, you also have the dental, vision, and chiropractic services. It is great to be able to have one company handling all your medical needs without having to contact a separate company for each issue. It also makes it easier to keep track of for all your family members.

Discount Chiropractic

Ameriplan(R) offers discount chiropractic as a part of their Dental Plus program. The savings are instant. Your chiropractor will discount fees up to 50% for your services. There are more than 7500 doctors in their network so there should be not problem finding a chiropractor in your area.. The first visit to determine your needs is free. With 50% on diagnostic, 50% on x-rays that are necessary, and 30% on treatments, the savings are affordable.